About Us

At Two Cents, we help mission-driven affordable housing organizations tackle their toughest challenges with practical solutions and innovative tools. Combining decades of industry experience with AI-driven technology, we provide dashboards, portfolio management tools, and trackers to help you manage your portfolio and reporting with confidence.

Our tools equip and empower you and your staff to analyze and improve operations and financial performance; automated research agents to extract info from partnership agreements and project docs; navigate lease-ups, plan for year 15 and investor exits. These tools are designed to be intuitive and relevant helpers as you tackle complex problems and prioritize actionable, sustainable results.

Affordable housing is hard work—our mission is to make it more manageable and impactful.


Who We Are

Two Cents is a small but mighty consulting team led by Jane, who brings over 30 years of experience in affordable multifamily housing. With a diverse team and a deep understanding of property operations, we provide practical, scalable tools that fit your portfolio and staff.

We understand the demands of the affordable housing world because we’ve lived it: from asset management to property operations and preservation.


What We Do

We design and implement solutions that are tailored to your organization’s capacity, grounded in realistic goals. Our tools are clear, easy to use, and focused on what matters most: improving property operations and portfolio performance.


Why We Do It

Affordable housing is more complex than ever. Aging portfolios, shrinking resources, staff burnout, and underutilized systems create challenges that demand thoughtful solutions.

We’ve seen talented teams get bogged down chasing data or managing inefficient processes, and we know there’s a better way. We’re here to help you take meaningful steps toward building stronger systems and achieving greater impact.


How We Do It

Our approach is collaborative. Whether it’s capacity building, mentoring your staff, or smoothing relationships with property management teams, we partner with you to stay ahead of risks and leverage opportunities.

We don’t promise quick fixes. Instead, we focus on creating solutions that are practical, measurable, and sustainable.


Could we help you? Let’s talk.

Email Jane at jane@twocentsconsultants.com